Clark Howard is my kind of Conservative. He is Conservative with your money. You may have heard of his radio show or website. Check him out at ClarkHoward.com
He has a variety of money saving ideas and ways of taking on the credit establishment.
Know that he does have advertising on his show and website. Clicking on the mortgage offer, I was immediately taken to an offer for a negative amortizing loan. Usually best recommended to sophiticated borrowers.
You cannot go wrong following his advise but take his advertisers with a grain of salt.
MMM