Stop Uninvited Solicitations

Have you applied for a mortgage and then received unsolicited calls offering you a mortgage? When your credit is pulled, the credit agencies know the purpose of the request (car loan, credit card, mortgage) and are given information about you. Your loan officer and mortgage company (and ultimately you) pay for the credit report.

Then the Credit Agencies sell the loan purpose information as "leads". There is nothing the loan officer can do about this. To put it nicely, many of us in the industry think this is a gross abuse of your information.

But there is something you can do: Go to
www.optoutprescreen.com
Follow the directions on the site and opt out immediately for 5 years or send a letter and be opted out forever!

MMM